Walletto S2S Integration with Wifox Core Banking

Wifox Core Banking integrates with Walletto, a Lithuanian electronic money institution regulated by the Bank of Lithuania. Walletto provides payment and acquiring services and is a Visa and Mastercard Principal Member Issuer and Acquirer.

 

The S2S integration allows businesses to manage online card payment flows through Wifox CRM / Core Banking and keep transaction results connected to internal workflows.

 

Important Note

 

Wifox provides technical integration with Walletto only and does not act as a payment provider, financial institution, or compliance advisor. Businesses are responsible for using Walletto services in accordance with the provider's terms, applicable laws, internal policies, and PCI DSS requirements, where applicable.

 

Key Features of the Walletto Integration

 

• Checkout Flow: Clients enter card details and complete the payment through a dedicated checkout process.

• 3D Secure Verification: When additional authentication is required, the cardholder is redirected to the bank page to confirm the transaction.

• Automatic Status Updates: Transaction statuses are reflected in Wifox Core Banking after payment processing, helping teams monitor payment results without manual provider-side checks.

• S2S Payment Flow: The integration supports a server-to-server payment flow that keeps payment communication connected between Wifox Core Banking and Walletto.

 

Why It Matters

 

Online card payments often require fast confirmation when transactions are approved, declined, pending, or sent for additional verification. Manual status checks can slow down finance and support teams, especially when payment activity grows.

 

The Walletto S2S integration keeps card payment results connected to Wifox Core Banking, helping teams monitor transaction statuses faster, reduce routine checks, and manage online payment workflows more efficiently.

 

The integration can be enabled for Wifox Core Banking customers once the required agreement with Walletto is completed.